With a value acceptance + property data process the appraiser isn’t involved. Instead, a third-party service provider will collect and provide property data to send to Fannie Mae via API. With this new process, lenders will receive automatic value certainty with rep and warrant relief. A traditional appraisal, hybrid, and desktop get value certainty and rep and warrant relief if the collateral underwriter score is 2.5 or lower. This process will help to bring increased efficiency and accuracy to the industry by standardizing data collection to help reduce cycle times and borrower costs.